StretchDollar’s platform is free! Your only cost is the amount you give employees.
On average, employees will have access to over 9 different national and local health insurance companies (like Oscar Insurance!) offering dozens of insurance plans on the health insurance marketplace. [Source: KFF.org 2025]
There is no minimum participation. Even if just one employee accepts the benefit, that’s ok!
StretchDollar uses a new benefit model called an ICHRA, made possible by federal legislation in 2020. Adoption has been slow mostly because most ICHRA plans focus on customization for large teams. StretchDollar designed its plans with small businesses in mind -- simplify everything and make health benefits possible in an instant.