Health benefits simplified

Designed for small businesses & the brokers that serve them.

The simplest ICHRA platform for health benefits. We take care of the hard stuff so you can focus on what matters most.

Start your benefits

Partner with us

Compared to group plan

5 min

setup time

20%

Savings

Partnering with the best

Built to support the partners who support small businesses.

How modern health benefits work

You pick a pre-tax allowance. Your team picks their plans (with help from us). And do it all in minutes on our platform

Set your budget.

Pick a pre-tax allowance for your team to spend on health plan premiums. Customize per employee group!

Invite your team.

Invite your team to shop for a plan that fits their needs—or connect with one of our licensed guides for personal help.

They get their benefit $.

Set up payments for auto-pilot. Rest easy knowing your team is covered.

Start your benefits

UI showcase of the "Add & Manage" and Benefits Calculator UI

Want to see how much your benefits will cost?

Try our budget calculator

Health benefits built for you

Small businesses are constantly priced out or denied policies of traditional group plans. That all changes with StretchDollar.

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ICHRA for brokers

StretchDollar helps deliver better health benefits to your clients—without changing the relationship. Policies take just minutes to build, not months.

No participation requirements

Dedicated support for you & your clients

Our licensed guides are here when they need help

IRS paperwork? We handle it at year-end

More about brokers

A group of four brokers smiling and laughing while looking at each other

Small business benefits

Whether it’s your first time offering benefits, or you are switching from a group plan, StretchDollar is here for you!

Build your policy in minutes

Manage everything in one simple dashboard

Customize your team's benefits budget

Let your employees pick a plan that fits their needs (with help from our licensed guides)

Check if it’s a fit

“Our clients juggle a million things. StretchDollar takes away that burden while giving employees real choices. It’s a breath of fresh air.”

Tristan Hendrix, CEO, Righteous HR

“My favorite thing [about StretchDollar] is I can pick my very specific budget of how much I'm going to spend on health care for the employees.”

Reva Enzminger, CEO, Zoocade

“StretchDollar has been such a blessing. Your customer service is amazing, the onboarding, everything. It's just so easy.”

Meg Brunett, owner & COO, Pawsitively

What you gain in benefits,
you lose in headaches.

99+ hrs

Time saved each year using StretchDollar vs managing a small group plan

30

Average number of health plans available to employees

20%

Average amount saved per person when choosing an individual plan vs similar group plan

Beyond Benefits

Exclusive perks for our small business customers

Low-cost, direct-pay for medicines your plan often doesn’t cover like GLP-1s. Our partnership with Kongo gives our customers access to exclusive rates on medications.

Dentist in white coat and mask showing a dental model to a smiling female patient seated in a dental chair, with a dental assistant in blue scrubs adjusting overhead light.

Dental & vision insurance

Once a health plan is selected, employees can apply their allowance to dental and vision plans right in their portal.

Close-up of two people shaking hands, one wearing a black suit and the other a white shirt.

Medical bill negotiation

We partner with GrantedHealth to offer StretchDollar users free access to medical bill negotiation.

StretchDollar's "Build Your Policy" UI showcase

ICHRA = Choice

A policy that always fits, because it’s tailor-made

Endless ways to customize your ICHRA policy

Design your policy with up to 4 distinct employee groups

Choose your ICHRA start date

Enable family scaling to provide more for dependents

Add waiting period for new employees

Questions?
We've got answers!

What's an ICHRA health benefit? Why have I never heard of it before?

ICHRA is a newish type of health benefit made possible by federal legislation in 2019. To date - most of the companies who’ve offered ICHRA administration have been focused on large employers. (Don’t they have it easy enough?!) StretchDollar offers a unique approach -- focusing exclusively on small businesses, we simplify everything and make flexible health benefits a snap for everyone. Read more here.

What kind of health plans can my employees choose from?

Your team can pick from on- and off-exchange individual plans based on where they live. Most areas offer plans from 5 or more national and regional carriers (like Blue Cross Blue Shield & UnitedHealthcare) plus dozens of coverage options to fit different needs and budgets. Ready to get started?

What does it cost to use StretchDollar?

Access to our platform and brokerage services is $40 per month, plus $8 per participating employee. That’s it. No surprise charges here and you can cancel your policy at any time.

What states do you serve?

All 50 of ‘em. We’ve got your team covered wherever they live and work.

What’s a good pre-tax benefit allowance for my employees?

Great question! Check out our benefits budget page for average contribution amounts per state. Ultimately, you get to set the pre-tax benefit amount that works best for your budget and people.