Best Health Insurance in 2024 for Strongsville, Ohio

  • Check out health insurance coverage in Strongsville, Ohio
  • Review health plan recommendations such as cheapest and best overall
  • Learn how small businesses are using ICHRA group plans to take advantage marketplace offerings for employee health insurance

Please note: These recommendations are provided by StretchDollar. For complex health inquiries, best to consult with a broker.

How to find affordable health insurance (for you and your small business employees)

The marketplace, also known as a health insurance exchange, allows individuals and families to shop for health insurance. Established by the federal government, it mandates that listed health plans provide comprehensive benefits.

In 2019, the government introduced ICHRA (Individual Health Reimbursement Arrangement), a unique way for small businesses to offer health benefits. Through ICHRA, business owners can give pre-tax money to employees for purchasing their own health plans from the marketplace. More employees than ever before are shopping the marketplace. Let's explore the options.

Best health plans in Strongsville — StretchDollar’s picks

Residents of Strongsville have access to a variety of health insurance plans available on the marketplace. We've selected some top picks for you based on cost and network.

Best if you like telemedicine + $0 deductibles.

UHC Bronze Copay Focus $0 Indiv Med Ded

Best if you want vision + dental included.

Ambetter Elite Bronze + Vision + Adult Dental

Best general all-around option for the price and network.

Aetna Bronze 4 + $0 deductible

Lowest-cost plans (worth the money) in Strongsville

Looking for affordable health insurance? Explore these budget-friendly plans available in Strongsville, Ohio.

Plan Name
Monthly Premium*
Carrier
Aetna Bronze 4 + $0 deductible
$359
Aetna CVSHealth
UHC Bronze Copay Focus
$405
UnitedHealthcare
Market HMO Select
$364
Medical Mutual

*Based on 30-year-old male

Best mental health coverage in Strongsville

If mental health support is a priority for you, check out these health insurance plans that include cost-effective co-pay options.

Plan Name
Monthly Premium*
Carrier
Aetna Bronze 4
$15 copay
Aetna CVSHealth
Molina Gold 1
$20 copay
Molina Healthcare
Standard Expanded Bronze
$50 copay
Ambetter

Note: If you have a particular therapist you love (and we hope you do), we recommend double checking with them that they accept these plans before purchasing one.

Carriers in Strongsville that take credit cards

Looking to collect credit card rewards by covering your health insurance premiums? The health insurance carriers listed accept credit card payments.

  • Aetna CVS Health
  • Ambetter
  • Anthem Blue Cross and Blue Shield
  • CareSource
  • MedMutual
  • Molina Marketplace
  • UnitedHealthcare

Favorite perks — StretchDollar’s picks

Here are a few health insurance plans in Strongsville, Ohio that throw in some extra perks:

Perk
Carrier
Oscar
CareSource

Insurance carriers in Strongsville, Ohio

Shopping on the marketplace in Strongsville, Ohio gives you lots options with 110 plans from eight different health insurance carriers.

  • Aetna CVS Health
  • Ambetter
  • Anthem Blue Cross and Blue Shield
  • CareSource
  • Medical Mutual
  • Molina Marketplace
  • Oscar
  • UnitedHealthcare

Understanding health insurance

Health insurance has a lot of terms and jargon that are important to know. Here’s some of the main ones you’ll come across. You can find more here.

EPO
POS
Deductible
Out-of-pocket max

When to get help finding a health plan

Seeing out-of-network doctors or taking medicines that aren’t covered by your health plan can become quite costly. If you have complicated health needs or take specialty medicines, you should consult a broker to make sure your doctors and prescriptions are covered.

Why more small businesses are choosing ICHRAs

Health insurance is complicated and costly, especially for small businesses. High participation rates and contribution requirements make it out of reach for many. Not to mention, traditional group health insurance plans often require 60+ hours of administrative work. That’s where ICHRA comes in. Small business owners finally can control their benefits budget and setup takes just ten minutes. Learn more.

StretchDollar’s guide to the best small business health insurance in Ohio. Learn more about employee health coverage options for SMBs and startups with this guide.

Learn more

FAQ

What is the cheapest health plan in Strongsville, Ohio?
What types of health plans are available in Strongsville, Ohio?
Are there any PPO health plans in Strongsville, Ohio?
How do premium tax credits work?

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