Small Business

Finally, choice for what matters most.

Finding a one-size-fits-all plan is hard if you can even afford it. Give your people more options and get more control of your budget, too.

How it works

How StretchDollar Compares.

Until recently, SMBs have had three not-so-great options when it came to health benefits: traditional group plan, giving extra cash or do nothing at all. StretchDollar offers a new way.

StretchDollar

Traditional Small
Group Plan

Give Extra Cash

Budget Control

Down to the dollar

Prices go up every year

...but taxes take >40%

Employee participation

Any number of employees may enroll

60% or more must enroll

Are they even enrolling?

Tax-advantaged

Pre-tax

Post-tax

Choice

Employee picks & owns plan

Same plan for everyone

Are they even enrolling?

Quick setup

Under 10 minutes!

30+ hours every year

Manual payroll updates

Employees see value

Employees see your contribution every month

Premiums are taken out of payroll

Do they?

2023 Small Business Health Insurance Report

Get a deep dive on what small businesses face when it comes to employee health benefits (it’s not pretty) and the glimmer of hope ahead. (Hint: StretchDollar could be in a cape.)

Learn more

More SMBs are turning to pre-tax, fixed benefits

The data is clear, more small businesses (especially smaller-sized ones) are turning to ICHRAs.

Check out the data

Illustration of checkered flags with a shield and a cross

64% increase

ICHRA policy numbers saw a 64% increase among small and medium-sized businesses (SMBs) in 2022.

Illustration of a shopping cart containing a policy document

<20 employees

The under 20 employee segment saw the biggest jump in ICHRA policy adoption in 2022.

at least 10% cheaper

Across a 20 city-survey, marketplace plans were at least 10% less expensive than comparable small group plans.

Questions? We've got answers!

How come I've never heard of a pre-tax fix benefit (ICHRA)?

ICHRA is a newish type of health benefit made possible by federal legislation in 2019. Adoption has been slow but that's mostly because the ones who’ve offered ICHRA plans have been focused on customization. StretchDollar offers a unique approach -- simplify everything and make health benefits possible in an instant. Read more here.

How much should I give my employees?

You’re in control, so you can pick your own budget. How much do you want to allocate for your employees each month? Whatever the amount, StretchDollar gives you the advantage of flexibility. You get to call the shots and choose the best budget for your business.

What if an employee needs help finding a plan?

We're here to help! StretchDollar has licensed agents available to chat with your employees to help them connect with the policies best for them. They can book time right inside of our application.